Medicare can feel confusing at first because it includes different parts, enrollment timelines, and coverage choices. HealthPlan Haven helps Ohio clients understand the basics before comparing plan options.

The main parts of Medicare

• Part A: Helps cover inpatient hospital care, skilled nursing facility care, hospice, and some home health care.
• Part B: Helps cover doctor visits, outpatient care, preventive services, medical equipment, and other medically necessary services.
• Part C: Medicare Advantage plans are offered by private insurance companies and combine Part A and Part B benefits. Many include prescription drug coverage and extra benefits.
• Part D: Prescription Drug Plans help cover medication costs and can be standalone plans or included in certain Medicare Advantage plans.

Choosing the right path depends on your doctors, prescriptions, budget, travel habits, and comfort level with networks and copays.